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Senior First Time Home Buyer?

Posted by Lisa DeJessa on January 01, 2020 in  Buying a home  Real Estate Advice
Seniors can be first time home buyers. Even if it’s not your very first time, it may be the first time you’ve bought a home in a long time!   1. Take the time to formulate questions and identify your goals. Make sure you feel comfortable with the process.   2. Get your finances in order before you apply for a mortgage. Order a copy of your credit report so you can check it for accuracy. If you are paying cash, or cashing in other assets to buy the home, make sure you get appropriate financia... read more
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According to www.uslegal.com, a deed restriction is defined as: … private agreements that restrict the use of the real estate in some way, and are listed in the deed. The seller may add a restriction to the title of the property. Often, developers restrict the parcels of property in a development to maintain a certain amount of uniformity. So what does that mean? Imagine that, after months of searching, you finally find the home of your dreams. Your escrow deposit was deli... read more
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6 Reasons why your mortgage application was declined

Posted by Cynthia Rundatz on September 02, 2019 in  Buying a home  Mortgage
It can be a devastating experience to be declined a mortgage for the home you thought you would be making your future in. If your mortgage application was denied, know that you aren’t alone. Nearly 11% of mortgage applications were denied in 2017, according to the latest available data from the Consumer Financial Protection Bureau (CFPB). Below are seven of the most common reasons your mortgage application might not be approved, according to the CFPB — and then how to move forward. 1. You... read more
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Low Mortgage Rates!

Posted by Cynthia Rundatz on April 05, 2019 in  Buying a home  Mortgage
Granted, we're not back to the sub-4% mortgage rates that dominated much of the past 8 years, but moving back in to the low 4% range is welcome news!  Rate are holding near their lowest levels in well over a year and in fact had their biggest one week fall in over a decade. The net effect has been a decisive break lower with the average lender easily able to offer 4.375% on a typical 30yr fixed scenario.  Many lenders are at 4.25%. The rate drop comes just in time for the spr... read more
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